'The concept of “too big to fail” is under siege at the moment. The fact that a company, product or service is so clearly dominant and relied upon is no guarantee of its survival.
In particular, I make this point in regards to Web applications, cloud computing, putting your data online — whatever you want to call it. Over the past decade, consumers have been relying on Web-hosted services to house their information more and more, and on independent stores of data on their personal computers less and less.' Interesting observations from Khoi Vinh.